There seems to be a lot of finger pointing at those who are perceived to have let us down, especially those of us who are financial professionals. Most recently Goldman Sachs was on the hot seat where there was a lot of finger pointing by the Obama administration towards the so called "greedy bankers". It seems that the people on main street are following the news and media in forming their own beliefs without actually understanding what's at the heart of the issue. The media has failed to pick up on a few missing links, and the investment banking professionals have not bothered talking about it. Its imperative to know about the missing links to understand what went wrong and who or what led to the financial crisis. It seems that every Tom, Dick and Harry has gotten a license to talk down the large corporations while holding their own esteems high up in cloud 9. Whenever there is a systemic failure, it is given that there is more than one factor at play, which unfortunat...